

No. There’s no money out-of-pocket to qualify, and no fees unless you choose to move forward and actually receive compensation. If there’s no payout, you owe nothing.
A settlement is an agreement with the insurance company or at-fault driver to resolve your car accident claim without court, covering medical bills, lost wages, vehicle damage, and pain and suffering.
Yes — and in most cases, you should not accept that first offer. They usually test to see if you’ll settle quickly. Many people later find out they qualified for more
Yes, in states with comparative negligence, you can receive a settlement, but it’s reduced by your fault percentage.
Not usually. Most cases settle without going to court after proper negotiation. Court is only a last resort — and you decide if you’re comfortable with that.
Yes. Even minor injuries like soreness, stiffness, or delayed pain can count — especially if they required treatment. Never assume you don’t qualify until an expert reviews it.
In most cases, qualified submissions are contacted within minutes or the same business day, depending on availability and your location.
Insurance companies evaluate claims based on their own criteria. An attorney can review whether an offer reasonably accounts for medical treatment, lost income, and other claimed damages under California law, and explain available options so you can make an informed decision.
You may be asked to provide basic details about the accident, including where it occurred, the vehicles involved, and any medical treatment received. This information helps an attorney understand your situation and determine appropriate next steps, if any.
You’ll answer a few questions about your accident, such as when it occurred, the type of injuries involved, and whether medical treatment was received. An attorney at Tofer & Associates reviews the information to determine whether further evaluation may be appropriate. There is no obligation to proceed.