

A claim is when you ask insurance company to pay for injuries, vehicle repairs, or other costs caused by a car accident.
Not usually. Most cases settle without going to court after proper negotiation. Court is only a last resort — and you decide if you’re comfortable with that.
If your claim is denied, ask for a written explanation and review it carefully. You can appeal the decision, provide more evidence, or hire an attorney to challenge the denial on your behalf.
Yes. Even minor injuries like soreness, stiffness, or delayed pain can count — especially if they required treatment. Never assume you don’t qualify until an expert reviews it.
No. There’s no money out-of-pocket to qualify, and no fees unless you choose to move forward and actually receive compensation. If there’s no payout, you owe nothing.
Insurance companies evaluate claims based on their own criteria. An attorney can review whether an offer reasonably accounts for medical treatment, lost income, and other claimed damages under California law, and explain available options so you can make an informed decision.
You may be asked to provide basic details about the accident, including where it occurred, the vehicles involved, and any medical treatment received. This information helps an attorney understand your situation and determine appropriate next steps, if any.
Yes — and in most cases, you should not accept that first offer. They usually test to see if you’ll settle quickly. Many people later find out they qualified for more